Reach your goals with easy access savings
Sign into the Member Investment Portal
Saving made simple
As a member, we automatically opened a Share Account for you when you joined us.
With a savings pot of just £10, you can make your money work harder. What's more, you can make regular or occasional contributions and withdraw your money anytime. We'll calculate the interest daily and pay it annually.
Benefits for you mean our communities benefit too
As well as earning a competitive rate of interest, your money will help drive sustainable community projects close to our members' hearts. From caring for the environment to building a fairer society, together, we can make a real difference. And if your balance reaches £500, you can, if you choose, transfer your savings into a Fixed Term Investment and earn a higher rate of interest. All we ask is that you leave a minimum of £1.00 in your Share Account, which will ensure it remains open for you.
Conveniently manage your account
Go paperless and manage your Share Account through our convenient Member Investment Portal
Need support?
Our Member Investments Team are here to help. Here's how you can get in touch with us:
Address: Member Investments Team, The Midcounties Co-operative, Co-op House, Warwick Technology Park, Warwick, CV34 6DA
Phone: 0800 093 7553
Email: investments@midcounties.coop
Notice to members
On 1 January 2025, the interest rate payable on Member Share Accounts with balances over £200 decreased from 3% to 2.5%. The rate for balances below £200 remains unchanged at 1.5%
The important legal bits
T&Cs
Please review our Terms and Conditions if you want to save with us.
We'll ask you to accept them before you deposit funds into your Share Account.
Our Code of Practice
Learn about the standards we comply with and understand the risks before you proceed.
The Financial Services Compensation Scheme (FSCS)
The FSCS does not cover our Fixed Term Investments as The Midcounties Co-operative is not an authorised financial services firm. However, our Society is formally recognised under the Co-operative and Community Benefit Societies Act 2014. We are registered with the Mutuals Registrar, which is part of the Financial Conduct Authority (FCA).
Our Register of Members
It matters to us that we maintain an accurate record of all our members.
You can help by letting us know of any changes. For example, if you have moved home or are receiving membership correspondence for a close relative who has sadly passed away.